Upload your bank statement. Monna shows you where your money went, builds your budget and forecasts next month. No bank login. Ever.
No card needed. We'll only email you about Monna.
How it works
No linking accounts. No logging every coffee. Just the statement your bank already gives you.
Get last month's statement from your banking app, as a PDF or CSV.
Monna reads every transaction and sorts it into clear categories for you.
Where it went, a budget built from your real habits, and a forecast for next month.
Privacy first
Would you give an app your banking password? Neither would we.
Built for lives across borders
Earning in one country and supporting family in another? Monna gets it, including the money you send home.
Founding 100
Building in public
We're building Monna in the open: the ideas, the decisions and what breaks. Follow along from day one.
Product and go-to-market. Asks "where did it go?" every month.
Builds Monna. Has read more bank statements than anyone should.
Community and partnerships. Brings everyone along for the ride.
Questions
Monna never asks for your bank login, so it can't move money or see anything you don't upload. Your statements are encrypted, you can delete them at any time, and we never sell your data.
We're starting with the most popular banks in the UK, Nigeria and Canada, in PDF or CSV. If yours isn't supported at launch, you can request it in the app.
Our Founding 100 get early access in December 2026. Everyone on the waitlist gets in when we launch in January 2027.
Your first 4 months are free if you join at launch, with no card needed. After that it's a simple monthly or yearly plan in your own currency. We'll share prices before you ever pay a penny, kobo or cent.
No. Monna explains your money so you can make your own decisions. We don't give regulated financial advice or sell financial products.